A3 Mania Forum

Hi,

I'm a new player here. I want to subscribe to the membership provided in e-shop but I have some queries. Please tell me whether the gifts that come with the membership packages are permanent or valid till the membership expires?

Thanx....

please reply soon.

Membership and the gifts both are permanent.

Make sure u follow the rules nd dont give ny reason to gms for taking away the gifts.

Membership and the gifts both are permanent.

Make sure u follow the rules nd dont give ny reason to gms for taking away the gifts.

But the e-shop says that membership is valid for 6 months time only.

for 6 mnths means u'd only get the wz till 6 mnths

I think you have already opened a support ticket. Please wait for a reply.

Based on the understanding above, we should check the net present value of the salary for 6 months.

NPV = Y - SUM (X0, X1, X2, X3, X4, X5)
where X0 = Amount/ (1+r)~t

Amount = per month salary
r = rate of discount (or your normal rate of return of wz)
t = time period
Y = Your initial investment in INR (real cash/currency)

For the platinum membership, with 25% discount rate, the NPV comes to Y - 11.06784 Bil wz

Suppose, the total investment % based in RC terms is Rs 10000 ... you can choose a decent wz to INR conversion value and use excel to 'goal seek' to a decent conversion ratio.

OR, if you have fixed conversion ratio in mind, you can decide what is the actual RC equivalent for the discounted cash flow (of wz).

Cheers!

wat did u mean??? @ net

netdemon wrote:Based on the understanding above, we should check the net present value of the salary for 6 months.

NPV = Y - SUM (X0, X1, X2, X3, X4, X5)
where X0 = Amount/ (1+r)~t

Amount = per month salary
r = rate of discount (or your normal rate of return of wz)
t = time period
Y = Your initial investment in INR (real cash/currency)

For the platinum membership, with 25% discount rate, the NPV comes to Y - 11.06784 Bil wz

Suppose, the total investment % based in RC terms is Rs 10000 ... you can choose a decent wz to INR conversion value and use excel to 'goal seek' to a decent conversion ratio.

OR, if you have fixed conversion ratio in mind, you can decide what is the actual RC equivalent for the discounted cash flow (of wz).

Cheers!

Dude it is COMPLICATED. Newayz whoever understood it , kindly post the outline of it.
And ya ... No hard feeling Net!!!

Cheers!

Ok, in a nutshell ...

NPV is used when you expect some cash flow over a period of time.
For example, when become member, you get wz for 6 months.
month 1 - 1 bil
month 2 - 1 bil
month 3 - 1 bil
month 4 - 1 bil
month 5 - 1 bil
month 6 - 1 bil .... is this 1 bil worth 1 bil to you today? The Answer is NO, because it is not in your hand right now.

NPV is a way to measure the 1 bil value in month 6, if it was available to you TODAY ... Taking into account, inflation, your needs, etc, etc ...

Suppose, inflation is at 10% per month ... the value of 1 bil today will be
1BIL/ (1.1)^5
or 621 mil.

You can read about it at http://en.wikipedia.org/wiki/Net_present_value

It makes sense to know the value of the item you are buying ... so I shared a method that I use with everyone here.

@Assault - Its ok, you dont need to get into calculation ... just understand that the value of money that you are SUPPOSED to get some time in future may not have the same value as it does today.

yes i learned that stuff in Engineering econ class

Cash flows , Draw some cash flow diagrams for them ,better way to understand

LOL ... cash flow diagram? or cash flow statement?

its diagrams, arrows going up for withdrawals and down for deposits on a time line.

GhostWalker wrote:its diagrams, arrows going up for withdrawals and down for deposits on a time line.

The Cash flow diagram wont be helpful ... in this case, the amount received at time of receipt is always constant.
So, its a straight line ... wont help much.